Crypto analyst X Finance Bull has pointed out that institutional investors are continuing to accumulate XRP despite the broader market downturn. This observation comes as XRP’s price falls below the key $1.60 level, fueling bearish sentiment among retail traders.
Institutions Accumulate as Retail Panics
In a recent post, X Finance Bull noted that while individual investors are reacting to XRP’s price drop, institutions are steadily buying the token. He highlighted that XRP-focused exchange-traded funds (ETFs) are seeing inflows, while Bitcoin and Ethereum ETFs are experiencing outflows. According to the analyst, this signals a rotation is beginning, with institutional money moving from BTC and ETH into XRP.
Data from SoSoValue shows that on January 30, Bitcoin ETFs saw outflows of $1.61 billion and Ethereum ETFs saw outflows of $353 million. In contrast, XRP ETFs recorded a net inflow of $15.6 million. X Finance Bull acknowledged that these inflows are currently modest but emphasized that the trend is what’s important. He added that institutions typically position themselves based on fundamentals rather than chasing short-term hype in volatile markets.
The analyst believes this shift toward XRP is not random. He cited several bullish fundamentals for the token, including its utility in cross-border payments—which he describes as solving a “quadrillion-dollar problem”—along with upcoming regulatory clarity and established infrastructure.
X Finance Bull expects XRP to be among the first assets to recover when the market rebounds, as capital tends to flow toward utility. He suggests that savvy investors are already anticipating this move and that current XRP investors are still early, especially since XRP ETFs have attracted $1.18 billion in cumulative inflows over just three months.
Two Possible Scenarios for XRP
Meanwhile, another analyst, Egrag Crypto, has outlined two potential paths for XRP following its drop below $1.60. The first scenario involves a “double liquidity grab,” where the price experiences a relief bounce, followed by a second sweep of liquidity—potentially around $1.30—before expanding upward.
The second scenario is a direct upward expansion, following historical patterns. If the market repeats previous cycles, Egrag Crypto suggests XRP could see a 340% gain (similar to 2021) or a much larger 1,600% surge (similar to 2017). These moves would push the price to approximately $7 or $27, respectively.
At the time of writing, XRP is trading around $1.54, down more than 7% over the past 24 hours.
Frequently Asked Questions
Of course Here is a list of FAQs about XRP dropping below 160 and major investor responses designed to be clear and helpful for all levels of experience
Beginner General Questions
1 What does XRP dropped below 160 actually mean
It means the market price for one XRP token fell under 160 This is a significant psychological level for many investors and is often seen as a test of the assets recent strength
2 Why did the price drop
Cryptocurrency prices are volatile and can drop for many reasons including broader market downturns negative news profittaking by traders after a rally or changes in overall investor sentiment
3 Who are major investors in this context
This typically refers to large holders often called whales institutional investors and sometimes largescale retail investors who actively manage significant portfolios
4 Is this a crash or just a normal dip
Its likely a dip or correction unless the price continues to fall sharply over a short period Corrections are common in both crypto and traditional markets
Intermediate Strategy Questions
5 How are major investors responding to this downturn
Responses vary but common actions include
Buying the Dip Purchasing more XRP at the lower price to lower their average cost per token
Holding Doing nothing believing in the longterm value and waiting for a recovery
Selling Cutting losses or taking some profits if they bought at a much lower price which can add to the selling pressure
Setting Limit Orders Automatically buying more if the price hits a specific lower target theyve predetermined
6 Should I buy XRP now that its below 160
This is personal financial advice which we cannot give Never invest money you cant afford to lose Some see it as a buying opportunity while others wait to see if the price stabilizes Always do your own research
7 Whats the difference between panic selling and a strategic sell