OKX has launched the OKX Card across Europe, allowing users to pay directly with stablecoins at any merchant that accepts Mastercard. This move eliminates the need to convert crypto to fiat in advance, enabling everyday spending directly from crypto balances.
The launch highlights the growing convergence of crypto infrastructure with traditional finance. As platforms work to bridge on-chain assets with real-world spending, OKX is formalizing an existing demand: using stablecoins for payments within regulated frameworks. The significance lies not in novelty, but in adapting crypto-native features—like self-custody and on-chain settlement—to conventional payment formats.
According to OKX, the card processes stablecoin conversions at the point of sale with no transaction or foreign exchange fees, applying only a 0.4% market spread to convert to euros. Issued through a licensed European partner, it complies with standard AML and KYC requirements, supports Apple Pay and Google Pay, and includes an introductory crypto cashback program.
This reflects a wider trend of embedding DeFi elements—such as self-custody and on-chain settlement—into regulated consumer products, extending their utility beyond native crypto environments.
Meanwhile, OKB is trading around $107, consolidating after a sharp correction in late 2025. The price remains below the declining 50-day and 100-day moving averages, which act as resistance, while the rising 200-day moving average provides underlying support. Recent trading shows lower volatility and reduced volume, indicating a period of equilibrium rather than strong directional momentum.
Frequently Asked Questions
Of course Here is a list of FAQs about OKXs Cryptocurrency Payment Card for the European Economic Area designed to cover questions from beginners to more advanced users
Basics Getting Started
1 What is the OKX Card
Its a payment card linked to your OKX account You can use it to spend your cryptocurrency anywhere that accepts Visa both online and in physical stores
2 Who can get this card
Currently its available to verified OKX users who are residents of a country within the European Economic Area
3 Is it a credit card or a debit card
Its a debit card You can only spend the crypto or fiat balance you have available in your linked OKX funding account
4 How do I get one
If youre eligible you can apply directly within the OKX app The process involves verifying your identity and placing an order for the physical or virtual card
How It Works Spending
5 How do I pay with crypto if merchants accept Euros
The conversion happens automatically at the point of sale When you pay OKX instantly converts your selected cryptocurrency into Euros at the current market rate to complete the transaction
6 Which cryptocurrencies can I spend with the card
You can spend a wide variety of major cryptocurrencies supported by OKX including BTC ETH SOL OKB and many stablecoins like USDT and USDC
7 Are there any spending limits
Yes there are daily and monthly spending limits which you can check within the OKX app These are in place for security and regulatory compliance
8 Can I withdraw cash from ATMs
Yes the card supports ATM withdrawals Standard ATM fees from the terminal operator may apply and OKX will convert your crypto to fiat for the withdrawal
Fees Costs
9 What are the fees for using the card
OKX typically offers no issuance or monthly fees The primary cost is the spread during the cryptotofiat conversion Always check the latest fee schedule in the app
10 Are there foreign transaction fees
One of the key benefits is that there are