While XRP’s price has been stuck in a downtrend and trading range since falling from its 2025 peak, one crypto analyst believes it could still climb to $10 in 2026. The analyst has provided a detailed roadmap supporting this optimistic view, explaining how XRP’s price might move this year and the key factors that could drive its performance.
A Roadmap to a $10 Surge for XRP
In a YouTube video on January 20, crypto market analyst Zach Rector shared his outlook for XRP in 2026, including how it could reach $10 and what might fuel such a rally. According to Rector, the XRP market is currently weighed down by fear, uncertainty, and doubt (FUD), along with signs of investor capitulation. This has pushed the price lower and shaken the confidence of newer investors.
Rector noted that long-term XRP holders are also growing frustrated with the extended slump, with many regretting not taking profits during last year’s rally when XRP peaked around $3.60. He added that there is further discontent over XRP’s slow adoption, delays in industry regulation, and other issues.
Despite this, from both a technical and investment perspective, Rector remains excited and optimistic about XRP’s potential in 2026. He explained that the market is entering a renewed liquidity cycle, a shift that typically leads to an expansion in the broader business cycle. Historically, this stage has aligned with powerful bull runs during altcoin seasons.
Rector mentioned that while many expected an altcoin season in 2025, it never arrived. He believes conditions could still align for one this year, with XRP poised for significant gains. He acknowledged that he does not expect XRP to skyrocket to $50 or $100 in 2026, calling those targets overly ambitious.
For a more realistic projection, Rector believes XRP could rise to between $5 and $10 in 2026. He pointed out that a significant sell wall likely exists around this range, as many investors may take profits amid potential volatility. Nevertheless, he sees a strong return-on-investment opportunity in XRP, driven by factors such as potential US interest rate cuts, the implementation of the CLARITY Act, and billions of dollars expected from the Federal Reserve’s quantitative easing programs.
XRP Could Double Returns Faster Than Gold and Silver
In his analysis, Rector compared XRP’s long-term profit potential to that of gold and silver. Both precious metals have performed exceptionally well in this cycle, reaching new all-time highs. Silver, in particular, exceeded expectations by breaking past $95 after a years-long downtrend.
Rector believes the chances of silver doubling to $200 or gold reaching $9,000-$10,000 per ounce this year are low. In contrast, he sees much stronger upside potential for XRP, forecasting a surge to $4 and beyond. If this happens, long-term investors who bought at $2 or lower could effectively double their returns.
Frequently Asked Questions
Of course Here is a list of FAQs about a pundits projection for XRP to reach 10 by 2026 designed to be clear concise and helpful for all levels of interest
Beginner Fundamental Questions
1 What does this 10 for XRP by 2026 projection mean
Its a price prediction made by a financial analyst or commentator that the value of one XRP token could rise to 10 USD sometime in the year 2026
2 Is this a guarantee or official forecast from Ripple
No This is an opinion from an individual analyst or influencer not an official statement from Ripple Labs the company closely associated with XRP Cryptocurrency price predictions are highly speculative
3 Why would XRPs price go up that much
Pundits making this claim typically cite factors like widespread adoption by banks for crossborder payments a favorable conclusion to Ripples ongoing legal case with the SEC and overall growth in the cryptocurrency market
4 What is XRP used for
XRP is primarily designed as a digital asset for fast and lowcost international money transfers between financial institutions acting as a bridge currency to save time and money compared to traditional systems
Advanced Analytical Questions
5 What is the main reasoning or bull case behind this 10 target
The core argument usually rests on three pillars 1 Utility Adoption Major banks using Ripples technology for liquidity 2 Regulatory Clarity A definitive legal win for Ripple against the SEC removing a major overhang 3 Market Sentiment A potential major bull market in crypto boosting all asset prices with XRP catching up to its perceived fair value
6 What are the biggest risks or arguments against this 10 projection
Key risks include 1 The SEC Lawsuit An unfavorable outcome could severely restrict XRPs use in the US 2 Adoption Pace Banks may adopt Ripples software but not necessarily use the XRP token itself 3 Market Cap Reality Reaching 10 would give XRP a market valuation in the trillions of dollars which some consider unrealistic in that timeframe