As of January 13, 2026, XRP is trading near $2.06, remaining below the price zone that halted its previous rally, which peaked at $3.65 in July 2025. Despite this, predictions of XRP not only reclaiming that high but also surpassing $3.8 have featured prominently in bank research and trader analyses. Several technical assessments indicate XRP is poised to return to the upper-$3 range and enter new price territory this year.
Standard Chartered Sets Target Above $3.8
XRP’s all-time high appears distant, especially as it struggles to sustain momentum above $2. Currently, the price is down roughly 44% from its July 2025 peak, though institutional buying via spot XRP ETFs offers some optimism.
A notable institutional forecast comes from Standard Chartered’s digital assets research, which outlines a multi-year path for XRP to rise well above $3.8. Analysts at the bank project XRP could reach as high as $8 by the end of 2026—surpassing its previous peak and implying about 300% upside from current levels, assuming certain conditions are met. This outlook, from Geoffrey Kendrick, Standard Chartered’s Global Head of Digital Assets Research, is based on expectations of continued institutional adoption and strong inflows into XRP spot ETFs.
Technical Perspectives as Ripple Approaches a Pivotal 2026
Recent technical analysis from multiple experts shares a bullish view. Analyst EGRAG CRYPTO highlighted a developing breakout retest pattern on monthly charts, noting that historical trends favor upward movement as long as XRP stays above the $1.60 to $1.40 range on higher timeframes. Long-term channel projections even suggest a potential rise to $22.
For a nearer-term view, Crypto Feras interpreted XRP’s recent break above $2 as a bullish reversal signal, identifying $2.67 and $3.01 as the next resistance levels. A breakthrough there could pave the way for a retest of the prior peak near $3.8. ChartNerd added that XRP’s long-term bullish fractal structure remains intact despite recent price corrections.
These projections gain further context from Ripple’s ongoing momentum. CEO Brad Garlinghouse recently highlighted strong progress in 2025, including major acquisitions like Ripple Prime and GTreasury, along with an expanding global licensing presence. With Ripple preparing for what it calls a “consequential” 2026, the blend of technical indicators and company fundamentals reinforces the narrative that XRP may be on the verge of reaching new all-time highs.
Frequently Asked Questions
FAQs Bullish XRP Forecasts Predicting New AllTime Highs
Q1 What exactly are these bullish forecasts saying about XRP
A Several prominent crypto analysts and firms have published predictions suggesting XRPs price could break its previous alltime high and surge to levels above 380 in the current or next major market cycle
Q2 Why are analysts suddenly so bullish on XRP
A The optimism is often tied to a combination of factors the conclusion of Ripples major lawsuit with the SEC increased adoption of Ripples payment solutions by financial institutions positive technical chart patterns and the overall anticipation of a broader crypto bull market
Q3 Is a price above 380 guaranteed
A No it is not guaranteed These are forecasts and predictions not certainties The crypto market is highly volatile and influenced by regulations overall market sentiment adoption rates and unpredictable global events
Q4 What was XRPs previous alltime high and when was it
A XRPs alltime high was approximately 384 It was reached on January 4 2018 during the previous major crypto market boom
Q5 As a beginner how can I understand these price predictions
A Think of them as educated guesses from experts who study market trends They are useful for understanding potential scenarios and sentiment but you should never invest based solely on a single prediction Always do your own research
Q6 What are the main drivers that could actually push XRP to new highs
A Key drivers include
Mass Adoption Large banks and payment providers using RippleNet at scale
Favorable Regulation Clear supportive crypto regulations in major economies like the US
Market Cycle XRP historically performs well during broad crypto bull markets often called altcoin seasons
Utility Growth Expansion of use cases for the XRP Ledger beyond payments
Q7 What are the biggest risks that could prevent this surge
A Major risks include