Standard Chartered analysts have forecast that the price of XRP could rise by approximately 330%. They identified several catalysts that could drive this surge, potentially pushing the Ripple-linked token to a new all-time high.
Geoff Kendrick, Standard Chartered’s global head of digital assets research, predicts XRP could reach $8 by the end of 2026—a gain of about 330% from current levels. This would surpass its previous all-time high of roughly $3.84. Kendrick attributes this potential growth to the legal clarity achieved after the settlement of the Ripple-SEC lawsuit.
He also points to improving regulatory clarity for the U.S. crypto industry and institutional adoption through XRP ETFs as key drivers. Kendrick notes that a more favorable regulatory environment has made it easier for institutions to invest in XRP, while Ripple has been able to expand its payment system, which utilizes the token.
Demand for XRP ETFs has been strong, supporting a bullish outlook for the price. According to SoSoValue data, these ETFs have not seen a single day of net outflows since the first spot fund launched last month. They currently hold net assets of $1.27 billion, representing about 1.12% of XRP’s total market capitalization.
Crypto commentator Unknow observed that these ETFs are rapidly absorbing supply, which could lead to a supply shock by early 2026 and push prices higher. He also suggested that next year may mark a turning point where XRP evolves from a speculative asset into a component of global liquidity infrastructure.
From a technical perspective, crypto analyst TARA noted that XRP is trading in a very tight range near the critical $1.88 level, indicating a potential breakout is imminent. She emphasized the importance of holding support at $1.87, especially as Bitcoin approaches $88,000. If XRP bounces from current levels and successfully breaks above $1.88, holding it as support, it would be a strongly bullish signal.
TARA also highlighted that XRP’s Relative Strength Index (RSI) is attempting to move upward. A bullish daily close above $1.88 could, in her view, trigger a further rally toward $2.30.
Adding to the positive sentiment, Glassnode data shows that the amount of XRP held on exchanges has fallen to a seven-year low of 1.6 billion tokens, down from 3.76 billion in October—a reduction in readily available supply that often supports price increases.
At the time of writing, XRP is trading around $1.86, showing gains over the past 24 hours.
Frequently Asked Questions
Of course Here is a list of FAQs about the Standard Chartered XRP forecast designed to cover questions from beginners to more advanced readers
Beginner General Questions
1 What is this news about
Standard Chartered a major global bank published an analysis suggesting that the price of XRP could rise significantly if there is a positive regulatory outcome in the ongoing SEC vs Ripple lawsuit
2 What does a 330 surge actually mean
If XRP were priced at 100 a 330 increase would mean its price rises by 330 resulting in a new price of approximately 430
3 Who is Standard Chartered and why does their opinion matter
Standard Chartered is one of the worlds largest international banks operating in over 50 countries Their analysts forecasts are taken seriously because they have significant influence in traditional finance and their coverage of crypto adds legitimacy to the asset class
4 What is the key regulatory development theyre talking about
It primarily refers to a potential settlement or a final clear ruling in the lawsuit between the US Securities and Exchange Commission and Ripple Clarity on whether XRP is a security or not is seen as a major hurdle being removed
Intermediate Market Impact Questions
5 Is this a guaranteed prediction
No It is an analyst forecast or a scenario analysis not a guarantee It outlines what could happen under a specific positive condition Markets are unpredictable
6 What would a positive outcome for Ripple actually do for XRPs price
It would likely 1 Remove a huge cloud of uncertainty that has weighed on the price for years 2 Allow US banks and financial institutions to use XRP and Ripples technology with more confidence 3 Potentially lead to listings on major US crypto exchanges that had delisted it
7 Could the price go up even without this regulatory development
Yes the price can move due to overall crypto market trends adoption in other countries or other Ripple partnerships However the Standard Chartered report highlights the regulatory resolution as the most significant potential catalyst