Morpho, wata hanyar ba da lamuni ce mai zaman kanta wacce ke aiki akan Ethereum, HyperEVM, da sauran blockchains, a halin yanzu tana riƙe da dala biliyan 6.6 a cikin jimillar ƙimar da aka kulle. Ta tara dala miliyan 175 a wani zagaye na tallafi wanda Paradigm, Ribbit Capital, da a16z crypto (reshen kadarorin dijital na Andreessen Horowitz) suka jagoranta. Wannan yana sanya ƙimar tsarin har zuwa dala biliyan 2 kuma yana saita shi don yuwuwar fitowar jama'a, yayin da waɗanda suka kafa suka yi niyyar kawo manyan cibiyoyin Wall Street zuwa DeFi, a cewar rahoton Fortune da aka buga ranar 9 ga Yuni.
Karatu Mai Dangantaka: Mafarkin XRP Ya Canza: Me Yasa Haɓaka Zuwa $10 Zai Iya Faruwa Duk da Rashin Jin Daɗi
Zagayen ya kuma haɗa da shigar Apollo Funds, sashin kamfani na Circle, da VanEck—cakuɗen masu tallafawa da suka haɗa da jarin venture na crypto, sarrafa kadarorin gargajiya, da kuɗin cibiyoyi. An yi jarin ne a cikin cryptocurrency kuma an ƙididdige shi da matsakaicin farashin watan na token, tare da ainihin farashin ya bambanta dangane da lokacin da mahalarta suka ba da gudummawa, a cewar rahoton Fortune na asusun wanda ya kafa Paul Frambot.
Farashin ETH yana nuna yanayin raguwa akan jadawalin yau da kullun. Tushen: ETHUSD akan Tradingview
Mutumin Mai Shekara 25 Da Ke Ɗaukar TradFi
Frambot, wanda yake da shekara 25 kuma ya kafa Morpho yana da shekara 20 tare da wasu abokan haɗin gwiwa uku na Faransa—Merlin Egalite, Julien Thomas, da Mathis Gontier Delaunay—ya bayyana tara kuɗin da yadda yake saba a tattaunawarsa da Fortune. "Ina tsammanin TradFi za ta sa gajeren wando," in ji shi ga jaridar, yana nufin bambancin al'ada tsakanin al'ummar masu haɓaka crypto masu sanye da hula da gajeren wando da cibiyoyin sanye da kwat da wando da yake neman kusantowa a yanzu.
Tattaunawarsa ga waɗannan cibiyoyi ta dogara ne akan riba. Morpho yana bawa kowane mai amfani damar ƙirƙirar kasuwannin ba da lamuni na kansu bisa blockchain tare da sigogi na haɗari da za a iya daidaitawa—ainihin yana bawa kowa damar gina nasu sigar Aave, babban mai ba da lamuni na DeFi wanda a halin yanzu yake riƙe da kusan dala biliyan 12.5 a jimillar ƙimar da aka kulle, a cewar Fortune ta ambaton bayanan DeFiLlama. Dala biliyan 6.6 na Morpho ya sa ya zama bayyanannen ɗan wasa na biyu mafi girma a cikin ba da lamuni mai zaman kanta, wani tazara da ya ragu sosai bayan babban fallasa Aave ga satar dala miliyan 290 na wasu ka'idojin crypto a watan Afrilu 2026, a cewar Fortune.
Ethereum Da Crypto DeFi: Cibiyoyin Da Suka Rigaya Shiga
Ƙungiyar masu amfani da Morpho na yanzu tana nuna cewa haɗin cibiyoyi ya riga ya faru. Coinbase, Kraken, Anchorage Digital, da Galaxy Digital duk suna amfani da kayan aikin Morpho, a cewar rahoton Fortune. Guy Wuollet, babban abokin tarayya a a16z crypto, ya bayyana lokacin ga Fortune a matsayin wanda ƙwararrun kuɗin gargajiya na iya buƙatar Juma'a na yau da kullun yayin da masu gina DeFi suke yin ado kaɗan—haɗuwa da yake gani a matsayin alkiblar dabi'a ga masana'antar da ke ƙara aiki kafada da kafada da jarin cibiyoyi.
Frambot da kansa ya halarci wani taron kwanan nan a New York Stock Exchange—kuma ya sa wando.
Wannan ci gaba yana nuna wani muhimmin lokaci ga dangantakar matashin sashen da babban jarin venture na yau da kullun da kuɗin gargajiya.
Karatu Mai Dangantaka: Binciken Citrini Ya Sanya Hyperliquid A Kan Radar Crypto na Wall Street
Tara dala miliyan 175 daga uku daga cikin shahararrun sunaye a cikin crypto, Ethereum, da saka hannun jari na al'ada—da nufin cibiyoyin Wall Street guda waɗanda suka kewaya DeFi a hankali tsawon shekaru biyu—shine mafi bayyananniyar alamar cewa ba da lamuni mai zaman kanta ba gwaji ne na masu crypto kawai ba. Yana zama kayan aiki da jarin cibiyoyi ke da niyyar amfani da shi.
Hoton murfin daga ChatGPT, jadawalin ETHUSD daga Tradingview
**Tambayoyin Da Aka Yi Yawan Yi**
Anan akwai jerin tambayoyin da ake yi akai-akai game da wani tsarin DeFi na Ethereum wanda ya tara dala miliyan 175 daga a16z da Paradigm tare da saƙo mai ƙarfi ga Wall Street
**Tambayoyin Matakin Farko**
**Tambaya: Menene wannan tsarin kuma me yasa ya tara dala miliyan 175?**
Amsa: Wani sabon dandalin kuɗi ne mai zaman kansa akan Ethereum wanda ke baka damar ba da lamuni, ɗaukar lamuni, da cinikin kadarori ba tare da matsakanci ba. Ya tara dala miliyan 175 daga manyan VCs na crypto saboda sun yi imani zai iya yin gasa kai tsaye da manyan bankuna da kamfanonin Wall Street.
**Tambaya: Menene ma'anar DeFi a cikin kalmomi masu sauƙi?**
Amsa: DeFi na nufin kuɗi mai zaman kansa. Ka yi tunanin banki da ke aiki da lamba maimakon mutane. Kana iya samun riba, ɗaukar lamuni, ko musayar kuɗi, duk ba tare da buƙatar asusun banki ko izini ba.
**Tambaya: Yaya wannan ya bambanta da amfani da banki na yau da kullun?**
Amsa: Tare da banki, ka amince da banki ya riƙe kuɗinka. Tare da wannan tsarin, kai ne ke sarrafa kuɗinka ta amfani da walat ɗin crypto. Babu wanda zai iya daskare asusunka ko canza dokoki ba tare da yardar jama'a ba. Saƙon tsarin ga Wall Street shine: "Za mu iya yin abin da kuke yi, amma da sauri, da rahusa, da kuma duniya baki ɗaya."
**Tambaya: Ina buƙatar zama mai arziki don amfani da wannan?**
Amsa: A'a. Kana iya farawa da kowane adadin Ethereum ko stablecoins. Wasu fasaloli suna buƙatar ɗan ƙaramin ETH don kuɗin ma'amala, amma babu mafi ƙarancin ajiya.
**Tambaya: Shin kuɗina yana lafiya a nan?**
Amsa: Ba daidai lafiya kamar banki mai inshorar FDIC ba. Tsarin yana buɗe tushe kuma an bincika shi, amma kwangiloli masu wayo na iya samun kurakurai. Kai ke da alhakin tsaron kanka—idan ka rasa maɓallanka na sirri ko lambar ta gaza, babu tallafin abokin ciniki da zai mayar maka.
**Tambayoyin Matsakaici da Ci Gaba**
**Tambaya: Me yasa a16z da Paradigm suka saka dala miliyan 175? Menene saƙo mai ƙarfi ga Wall Street?**
Amsa: Suna ganin wannan tsarin a matsayin mai fafatawa kai tsaye da musayar tsakiya da manyan dillalai. Saƙon mai ƙarfi shine: "Muna gina tsarin kuɗi mara izini wanda baya buƙatar matsakaita, kuma muna yin shi a babban matsayi." Jarin yana ba tsarin babban asusun ajiya don jawo hankalin masu amfani.