Jake Claver is once again outlining the conditions he believes are necessary for XRP to reach a price of over $100. He frames this not as a simple price prediction, but as a sequence of events dependent on institutional tokenization, on-chain liquidity, and the development of regulated market infrastructure.
In a February 16th interview on the “Memes and Markets” show with hosts Ben Leavitt and Keith D, Claver defended his “Domino Theory.” He explained that he entered the crypto space in 2020, built a diversified portfolio, and then consolidated his holdings into XRP after the 2022 market downturn, viewing it as a sure bet.
The hosts questioned his tendency to speak in definitive terms, with Leavitt noting it was “the scariest thing” given how widely his statements are shared. Claver did not back down. “I will put my nuts on the line and make statements,” he said, adding that his lawyers have advised him to stop doing so. “I’m not going to back down. I have a very strong belief in this. And I’ve had enough validation from the right people that lead me to believe that this is the outcome that will take place.”
The conversation then turned to what Claver sees as the social foundation of XRP’s investor base. He argued that XRP attracts a “consistent type of person”—holders who are disproportionately “faith-based,” generally older, and focused on family wealth and philanthropy rather than anti-bank sentiment.
He believes this demographic is key to the asset’s positioning. “They don’t think the banks are going to go away. They’re not going to be disintermediated,” Claver said. “They don’t think that this is going to be a free DeFi ecosystem, free for all where people can participate without compliance and oversight. And so XRP being the banker’s coin, right? Like that’s appealing to them.”
Claver’s argument centers on a set of preconditions rather than a single event. He referenced timelines from large financial institutions about tokenizing major asset classes “in the next two years, by the end of 2028.” He argued that tokenization alone is meaningless without the capacity for large-scale transactions.
“It really doesn’t provide additional value today because there’s not enough liquidity in those ecosystems for people to transact like there is on the stock market or other markets,” he said.
In his view, the essential building blocks are custody solutions, identity verification, and liquidity. Once these are established, stablecoins could be issued on the XRP Ledger, with XRP acting as a bridge asset. This would enable regulated marketplaces for tokenized stocks, private assets, and real estate.
He also described a cultural cycle: a long-standing belief in very high future prices encourages holders to keep their XRP off the market, reducing the available supply. Claver argues that this scarcity, combined with XRP’s fixed 100 billion token supply, could dramatically increase the price if institutional demand materializes.
“The more that gets taken off the market, the scarcer the supply is that’s openly traded and the higher the price will get pushed,” he said, suggesting many holders won’t sell “until they see the significantly higher prices that many people are hoping for.”
The interview also addressed the criticism following his failed New Year’s price prediction. Claver said his conviction was partly based on non-disclosure agreements and that his public bet was intended to prevent retail investors from permanently losing their XRP in side wagers.
“Some people like to grind hard for the amount of XRP that they have,” he said. “And for them to just lose that to somebody else on a bet on Twitter, I didn’t feel good about. So all of those people have been returned their XRP.”
When pressed on the risk that his followers might have made poor financial decisions based on his timeline, Claver leaned on disclaimers.A wealth management perspective: significant gains can become destabilizing without proper tax planning, estate structuring, and stewardship. He acknowledged that his advisory firm’s regulated advisors would likely consider his allocation reckless and irresponsible, framing his own approach as a personal choice rather than a model to follow. At the time of reporting, XRP was trading at $1.47.
Frequently Asked Questions
Of course Here is a list of FAQs about Jake Clavers outlined conditions for XRP to reach 100 designed to be clear and helpful for all levels of understanding
Beginner Fundamental Questions
1 Who is Jake Claver and why should I listen to his analysis
Jake Claver is a financial analyst and commentator known for his focus on the cryptocurrency and blockchain space particularly XRP His analysis provides one wellresearched perspective but its important to remember its an opinion not a guarantee
2 What is the main idea behind his 100 XRP prediction
The core idea is that XRPs price wont reach such a high level from retail speculation alone It would require massive institutionallevel adoption of the XRP Ledger for realworld financial transactions
3 Is 100 even possible for XRP Whats the simple math
Mathematically for XRP to reach 100 its total market capitalization would need to be around 55 trillion Thats an enormous value larger than the current combined market cap of all gold or major tech companies indicating the scale of adoption required
4 What does utilitydriven demand mean
It means demand created because people and institutions need to use XRP as fuel for transactions on its network not just because they want to buy and hold it hoping the price goes up Think of it like buying gasoline to drive a car versus hoarding gasoline as an investment
Intermediate ConditionSpecific Questions
5 What are the key conditions Jake Claver outlines for XRP to reach 100
The primary conditions generally include
Mass Institutional Adoption Banks and payment providers using XRP for liquidity
CBDC Integration Central Bank Digital Currencies being issued on or bridged through the XRP Ledger
Regulatory Clarity Clear favorable regulations worldwide especially a definitive conclusion to the SEC vs Ripple case
Burn Mechanism Activation A significant portion of XRP being permanently removed from supply through transaction fees if network usage becomes extremely high
6 What role does the SEC lawsuit play in this
A clear favorable resolution for Ripple is seen as a critical catalyst