IBM Digital Asset Haven yanzu zai iya haɗa cibiyoyin kuɗi zuwa littafin haɗin gwiwa na Swift mai tushen blockchain ta hanyar haɗin beta. Bankuna za su iya fara ma'amaloli na ajiya mai alama ta amfani da saƙonnin biyan kuɗi na ISO 20022 da suka riga suka yi amfani da su. An riga an gwada littafin Swift ta cibiyoyi 17 da suka fara amfani da shi, kuma IBM yana ƙaddamar da sigar kan-gida ta Digital Asset Haven.
ID: N25-05 Site: NewsBTC Status: READY Author: NewsBTC Editorial Team Focus Keyword: IBM Image Keyword: Tokenization Category: Technology Tags: IBM, Swift, Tokenized Deposits, Banking, Blockchain Primary Source: https://newsroom.ibm.com/
Bankuna Za Su Iya Ci Gaba da Amfani da Tsarin Saƙon da Suka Riga Suka Yi Amfani da Shi
Wannan na iya zama kamar ƙaramin bayani na fasaha, amma ga bankuna tabbas shine babban batu. Ɗaya daga cikin manyan shingaye ga karɓar blockchain na cibiyoyi ba shine ko littafin da aka rarraba zai iya motsa kadara ba. Shine ko sabon tsarin zai iya haɗawa da bin ka'ida, saƙonni, da kayan aikin gudanarwa waɗanda cibiyoyi suka riga suka dogara da su. Sabon adaftan IBM yana ba bankuna damar aika umarni zuwa littafin ajiya mai alama na Swift ta amfani da tsarin saƙon biyan kuɗi da suka riga suka yi amfani da su, maimakon tilasta ma'aikata da tsarin su yi aiki ta hanyar musamman na blockchain.
Swift yana haɗa fiye da cibiyoyin kuɗi 12,500 a cikin kasuwanni sama da 200. Littafin haɗin gwiwarsa an gina shi ne a kusa da ajiya mai alama da banki ya bayar, tare da ma'amaloli da za su iya motsawa kowane lokaci kafin ƙarshen sulhu ta hanyar tsarin da aka kafa. IBM ya ce cibiyoyi 17 da suka fara amfani da shi sun riga sun shiga cikin gwada tsarin.
Digital Asset Haven Yana Kuma Motsawa Cikin Banki
IBM a lokaci guda yana gabatar da sigar beta ta kan-gida ta Digital Asset Haven. Wannan yana ba cibiyoyi damar gudanar da dandalin kadara na dijital a cikin cibiyoyin bayanai nasu ta amfani da kayan aikin IBM Z da LinuxONE, maimakon dogaro da turawar jama'a ta girgije. Ga bankuna da ake sarrafa su sosai, wannan matakin sarrafawa na iya zama mahimmanci kamar aikin blockchain kanta.
Ajiya mai alama tana fitowa a matsayin ɗaya daga cikin hanyoyin da masana'antar banki ta fi so don mayar da martani ga stablecoins. Za su iya bayar da wasu fa'idodin shirye-shirye da sulhu na blockchain yayin da suka kasance alhakin bankunan kasuwanci da ake sarrafa su. IBM da Swift suna ƙoƙarin sa wannan sauyi ya zama kamar na yau da kullum. Blockchain yana ƙarƙashinsa. Saƙonnin ISO 20022, hanyoyin bin ka'ida da ake da su, da kayan aikin da banki ke sarrafawa suna samansa. Wannan na iya zama kamar ba shi da tsauri kamar maye gurbin bankuna da crypto, amma tabbas ya fi kusa da yadda blockchain ke karɓuwa daga bankuna a matakin girma.
An rubuta wannan labarin ta News Desk kuma an gyara shi ta [Samuel Rae](https://www.newsbtc.com/author/rae-samuel/).
Tambayoyin da ake yawan yi
FAQs IBM Links Banks to Swifts Blockchain Ledger for Tokenized Deposits
Tambayoyin Farko
1 Menene IBM links banks to Swifts blockchain ledger ke nufi da gaske
Yana nufin IBM yana taimaka wa bankuna su haɗa tsarinsu zuwa sabon dandalin rikodin tushen blockchain da Swift ke ginawa domin bankuna su gwada kuma su yi amfani da ajiya mai alama a kan iyaka
2 Menene Swift
Swift ita ce hanyar sadarwar saƙon duniya da yawancin bankuna ke amfani da ita don aika umarnin biyan kuɗi ga juna Tana motsa bayanai ba kuɗi kanta ba
3 Menene ajiya mai alama
Su ne nau'ikan dijital na kuɗin da ka riga ka mallaka a asusun banki Bankin yana bayar da alama a kan blockchain wanda ke wakiltar ajiyarka domin a iya motsa shi da sulhu nan take maimakon jira hanyoyin banki na gargajiya
4 Yaya ajiya mai alama ta bambanta da stablecoin ko CBDC
Ajiya mai alama da'awa ce a kan bankin kasuwanci da'awar doka iri ɗaya da ajiyarka ta yau da kullum Stablecoin yawanci kamfani mai zaman kansa ne ke bayarwa kuma CBDC babban banki ne ke bayarwa kai tsaye
5 Me ya sa IBM ke da hannu
IBM yana bayar da kayan aikin blockchain na kamfani da kayan haɗin gwiwa waɗanda ke ba bankuna damar shiga littafin Swift ba tare da sake gina duk tsarinsu na baya ba
6 Shin wannan yana aiki yanzu
Ya fara ne a matsayin gwaji tare da rukunin bankuna da ke gwada biyan kuɗi na kan iyaka kuma yana tafiya zuwa gwaje-gwaje na gaske Samuwar ya dogara da waɗanne bankuna da hanyoyin da ke shiga
Fa'idodi da Amfani
7 Menene babban fa'ida ga bankuna
Biyan kuɗi na kan iyaka cikin sauri da arha Sulhu na iya faruwa cikin mintuna maimakon kwanaki kuma akwai ƙarancin masu shiga tsakani da ke cin kasuwa
8 Menene amfanin abokin ciniki na yau da kullum
Yiwuwar canja wurin kuɗi na ƙasa da ƙasa cikin sauri ƙananan kuɗi da ƙarin bayyana gaskiya game da inda kuɗinka yake a kowane lokaci
9 Za a iya amfani da ajiya mai alama don wani abu banda biyan kuɗi
Ee za su iya tallafawa abubuwa kamar biyan kuɗi ta atomatik ta kwangilolin fasaha motsin jingina da sulhu na 247 tsakanin cibiyoyi
10 Shin wannan yana maye gurbin tsarin saƙon Swift da ake da shi
A'a Yana ginawa a kansa Saƙonnin Swift har yanzu suna daidaita ma'amala littafin blockchain ne ke kula da ainihin rikodin sulhu
Matsaloli da Damuwa na Yau da Kullum
11 Menene manyan ƙalubale tare da ajiya mai alama
Rashin tabbacin bin ka'ida bambance-bambancen dokoki a ƙasashe da damuwar sirri