Babban jami'in dabarun kadarorin dijital na Morgan Stanley, Amy Oldenberg, ta ce yana yiwuwa Bitcoin ta kai dala miliyan 1 a kan lokaci, amma ta yi gargadin cewa irin wannan babban motsi zai iya buƙaci ko dai dogon lokaci na karɓuwa ko kuma babbar matsala a kasuwannin gargajiya. A cikin tattaunawa da Natalie Brunell a kan Coin Stories, Oldenberg ta bayyana mataki na gaba na karɓuwar Bitcoin ba kamar "J curve" ba kwatsam, amma a matsayin haɓaka a hankali da cibiyoyi ke jagoranta—ta hanyar samun damar samfur mafi kyau, ilimin masu ba da shawara, tsarin ajiya, da buƙatar abokan ciniki. Kalamanta sun zo ne yayin da Morgan Stanley ke ci gaba da faɗaɗa ƙoƙarinsa na kadarorin dijital ta hanyar ETF na wuri, sabis na sarrafa arziki, da dandalin e*Trade.
Babban Jami'in Morgan Stanley Yana Ganin Bitcoin Yana Haɓaka a Hankali
Oldenberg ba ta bayar da takamaiman maƙasudin farashi ba, amma ta yi magana game da yiwuwar Bitcoin ta kai lambobi bakwai a ƙarshe. "Ban ga dalilin da zai hana mu ba," in ji ta, tana nufin Bitcoin dala miliyan 1. "Ganin duk abin da na gani a rayuwata, zan yi imani da komai yana yiwuwa."
Duk da haka, ta yi adawa da ra'ayin cewa irin wannan motsi ya kamata ya faru da sauri ko kuma ba tare da sakamako mai faɗi ba. "Duk wani abu mai tsanani yana buƙatar faruwa a kan lokaci," in ji Oldenberg. "Domin idan wani abu mai tsanani ya faru a raina, yana nufin akwai wani abu mai tsanani da ya haifar da shi."
Wannan bambance-bambance ya tsara yawancin ra'ayinta gabaɗaya. Lokacin da aka tambaye ta yadda karɓuwar Bitcoin za ta kasance bayan shekaru biyar ko goma daga yanzu, Oldenberg ta ce tana tsammanin ci gaba har zuwa 2030, amma ba lallai ba ne hauhawar farashi kwatsam. "Ba na tsammanin za ku ga wani J curve mai ban mamaki inda muka kai 2027 kuma ya tashi. Ina tsammanin zai yi kama da abin da muka riga muka fuskanta—mutane da yawa suna shigowa, suna samun ilimi, suna gano abubuwa, kuma muna haɓaka a hankali, muna tashi a hankali."
Kalamanta suna nuna tashin hankali da ke bayyana Bitcoin na cibiyoyi a yanzu: ƙarin dama, ƙarin aminci, da ƙarin kayan aiki, amma har yanzu kasuwa ce da ba ta rabu da halayen haɗari ba. Oldenberg ta lura cewa Bitcoin har yanzu tana rikitar da wasu abokan ciniki saboda galibi ana gabatar da ita a matsayin kadara ta gaske ko kadara ta ajiya mai tsaka-tsaki, duk da haka ba ta kasance tana ciniki kamar zinari a lokutan matsin tattalin arziki ba.
Ilimin Masu Ba da Shawara Har Yanzu Yana Da Matsala
Jagorar fayil ɗin samfurin Morgan Stanley na kansa har yanzu yana da taka tsantsan. Oldenberg ta ce kamfanin ya ba da shawarar rabon Bitcoin na 0% zuwa 2% a wasu fayiloli da 2% zuwa 4% a cikin mafi tsauri, dangane da yanayin haɗarin abokin ciniki. Amma ta ce karɓuwar masu ba da shawara har yanzu tana bayan sha'awar abokin ciniki, musamman saboda samfuran da kadarorin kansu har yanzu suna buƙatar ilimi.
Samfurin Bitcoin ETP na kamfanin da aka ƙaddamar kwanan nan, MSBT, yana da abin da Oldenberg ta bayyana a matsayin mafi kyawun farkon ranar ETF a tarihin Morgan Stanley. Ta ce an tsara samfurin ne don kawo tsarin cibiyoyi zuwa kasuwa, an ƙaddamar da shi da kuɗin gudanarwa na 0.14% da tsarin ajiya wanda ya haɗa da Coinbase da BNY. Manufar, in ji ta, ita ce ta tura ƙarin kayan aikin kuɗi na gargajiya zuwa samfuran Bitcoin maimakon kawai kwafin abubuwan da ake bayarwa.
Oldenberg ta kuma nuna bambanci tsakanin mallakar Bitcoin kai tsaye da riƙe hannun jari na Bitcoin ETF—wani batu da ta ce har yanzu yana buƙatar bayani. "Ina son mutanen da suke gaya mani, 'Ina da damar yin amfani da Bitcoin, don haka idan wani abu ya faru, ina da Bitcoin,'" in ji ta. "Ina cewa, a'a, ba ku da Bitcoin. Kuna da hannun jari na Bitcoin ETF wanda ke ba ku damar farashin Bitcoin."
Wannan bambance-bambance yana da mahimmanci yayin da Morgan Stanley ke fara bayar da ƙarin ayyuka game da damar yin amfani da Bitcoin. Oldenberg ta ce abokan ciniki da suka matsar da hannun jarin Bitcoin ɗin su zuwa cikin ETP a kan dandalin arziki za a iya ɗaukar su a matsayin abokan cinikin arziki kuma, dangane da girman hannun jarin su, za su iya samun damar lamuni da aka tallafa wa waɗannan kadarorin. Ta yi nuni da "yawan saki na 50%" akan Bitcoin ETF, ma'ana kamfanin zai iya ba da rancen har zuwa rabin darajar samfurin. Bankuna Har Yanzu Suna Bukatar Kyakkyawan Tsarin Mulki. Oldenberg ta ce bankuna ba sa guje wa Bitcoin saboda suna ƙiyayya da shi, amma saboda yadda ake kula da jari, buƙatun tsarin mulki, da ingancin ma'auni har yanzu suna jagorantar yadda suke rarraba albarkatu. Don bankuna su mallaki Bitcoin kai tsaye ko kuma su yi amfani da shi a matsayin jingina, ta ce yanayin yana buƙatar zama mai tallafi. Ta kuma yi gargadin cewa ana haɗa kadarorin crypto da yawa tare, duk da cewa suna da manufofi daban-daban. Bitcoin, Ethereum, Solana, da XRP, in ji ta, bai kamata a ɗauke su a matsayin masu musanya ba kawai saboda suna ƙarƙashin alamar "crypto" ɗaya. A lokacin bugawa, BTC yana ciniki a $62,825. Hoton da aka nuna an ƙirƙira shi da DALL.E, chart daga TradingView.com.
Tambayoyin da Aka Yi Yawa
Ga jerin tambayoyin da aka yi yawa dangane da taken Babban jami'in Morgan Stanley ya ce Bitcoin na iya kaiwa 1 miliyan Ga dalilin
Tambayoyin Matakin Farko
Q Shin babban jami'in Morgan Stanley da gaske ya ce Bitcoin na iya kaiwa 1 miliyan
A Ee Babban jami'i a Morgan Stanley ya bayyana a fili cewa Bitcoin na iya kaiwa dala miliyan 1 a kowane tsabar kudi a cikin dogon lokaci
Q Me yasa babban banki kamar Morgan Stanley zai yarda da hakan
A Suna ganin Bitcoin a matsayin zinari na dijital wanda masu zuba jari ke saya don kare kuɗin su lokacin da gwamnatoci ke buga kuɗi da yawa Yayin da manyan masu zuba jari ke saya, farashin zai iya yin girma sosai
Q Shin Bitcoin da gaske yana da darajar dala miliyan 1 a yanzu
A A'a Bitcoin yana ciniki a farashi mafi ƙanƙanta Hasashen dala miliyan 1 shine ƙiyasin gaba, yawanci bisa tsarin shekaru 5 zuwa 10
Q Shin ya kamata in sayi Bitcoin saboda wannan hasashen
A Ba kai tsaye ba Hasashen daga jami'ai ra'ayi ne, ba garanti ba Ya kamata ku saka kuɗin da za ku iya rasa kawai kuma ku yi binciken ku
Q Menene ma'anar zinari na dijital
A Kamar yadda zinari yake da wuya kuma yana riƙe darajar a kan lokaci, Bitcoin yana da iyakataccen wadata Wasu mutane suna saya shi a matsayin hanyar adana kuɗi wanda gwamnati ko banki ba su sarrafa shi ba
Tambayoyin Matsakaicin Mataki
Q Menene babban dalilin da babban jami'in Morgan Stanley ya bayar don wannan hasashen
A Babban dalilin shine hauhawar farashi da rage darajar kuɗi Suna jayayya cewa bankunan tsakiya suna buga kuɗi da yawa har dalar Amurka za ta rasa darajar Bitcoin tare da iyakataccen wadata zai zama mafaka mai aminci, yana tura farashin sa sosai
Q Ta yaya karɓuwar cibiyoyi ke taka rawa a Bitcoin dala miliyan 1
A Babban jami'in ya yi imanin cewa asusun fansho, kyauta, da manyan kamfanoni za su fara saka ƙaramin kashi na fayilolin su a cikin Bitcoin Idan tiriliyoyin daloli suka shigo, iyakataccen wadata zai tura farashin zuwa dala miliyan 1
Q Shin wannan hasashen ya dogara ne akan Bitcoin ya maye gurbin dalar